Mortgages & Remortgaging

Whether it’s your next home or a better rate, I can help

Whether you’re buying a new home, switching your lender, or just looking for a better deal, a mortgage is one of the biggest financial decisions you’ll make. And it’s one that should feel informed, calm, and tailored to you.

I’ll help you understand what’s available, compare options from across the market, and find a mortgage that suits your needs—without pressure, jargon, or second-guessing.


Is This Right for You?

You might be looking at a mortgage or remortgage if:

  • You’re moving home and want a smooth, supported process
  • Your current mortgage deal is ending and you’re exploring new rates
  • You want to release equity for home improvements or big life plans
  • You’re considering switching lenders to save on monthly payments
  • You’re unsure what type of mortgage fits your current goals

Download your free mini guide

Discover the 5 things you need to consider before applying for a mortgage as well as the key milestones along the way.
Click to download your free guide

Frequently Asked Questions

Ideally, 3–6 months before your current deal ends. That gives time to compare rates and avoid being moved to a standard variable rate (SVR).

Not necessarily. Sometimes staying put with a better product makes sense—other times, switching can save money. I’ll help you compare both.

Yes — if your income supports it, you might be able to release equity. Many people do this for home improvements, school fees, or debt consolidation.

Typically: proof of income, bank statements, ID, and property details. I’ll give you a clear checklist so nothing gets missed.

Sometimes. If rates have dropped or your circumstances have changed, it might make financial sense—even with fees. I’ll help you weigh the pros and cons.

How I Can Help

A mortgage is a big commitment — but it doesn’t have to be stressful

I’ll help you explore your options, understand what each deal really means, and make choices that support your bigger goals—not just the numbers. Whether you’re moving home or reviewing your current deal, I’ll keep the process clear and grounded.

Book a callbackGet in touch

Your home may be repossessed if you do not keep up repayments on your mortgage.


Jorvik Financial is a trading name of Carys Hodgins, a Registered Individual of Commercial Connect Limited, which is authorised and regulated by the Financial Conduct Authority. FCA number: 933334.

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